The Two Monks

Two Monks were on a journey and came across a river. There stood a girl who wanted to cross the river. The elder monk carried her across and put her down. They resumed their journey. On the way, the junior monk told his senior 'Don't you know we are not supposed to touch women?' The senior monk stated 'Well what you say is true but I offloaded her in the bank but you seem to be still carrying her'